你找到了! The credit card that has your back. There are no teaser rates here – just an everyday low rate when you need to carry a balance. And, with no annual fee and no balance transfer fee, you can save even more.
奖金: 0% APR for 6 months on balance transfers made in the first 90 days
获得了资格预审 and find out your credit limit in minutes without harming your credit.2
利率 低至11.4月75%1
You can save money and pay off balances faster when you transfer them from higher rate cards
Load it into your phone’s digital wallet, set it as your preferred online payment option or insert it when you’re out shopping – you have the flexibility to use your card the way you choose
Set up alerts, view your account activity, and even lock or unlock your card in Patelco在线™
特殊的保险 cancels your loan payments or loan balance, up to contract maximums, if you become unemployed, 禁用, 或者死去
利率 Effective 09/26/2023
| 卡类型 | 量 | 4月范围1 APR范围4 | |||||||
|---|---|---|---|---|---|---|---|---|---|
| 17972 | 信用卡-纯粹的万事达卡 | 纯粹的万事达卡® | $300 - $50,000 | 11.75% to 18.95% | 11.75 | 11.20 | 1 | 26/09/2023 | $90,000 |
| 18284 | 信用卡-Points 奖励 World Mastercard | Points 奖励 World Mastercard® | $300 - $50,000 | 13.40% to 21.90% | 12.9 | 13.4 | 2 | 26/09/2023 | |
| 18300 | 信用卡-Progress 学生 奖励 Mastercard | Progress 学生 奖励 Mastercard® | $300 - $5,000 | 13.40% to 21.90% | 13.40 | 13.40 | 3 | 26/09/2023 | $50,000 |
| 18308 | 信用卡-Pure-担保 Mastercard | Pure 担保 Mastercard® | $300 - $10,000 | 11.45% | 11.45 | 11.75 | 4 | 26/09/2023 | $10,000 |
The best way to request a balance transfer after opening an account is to use the Balance Transfer form in Patelco在线™. 看看 the detailed instructions.
The Pure credit card is packed with features that offer security and convenience including Zero Liability Protection, 无价的城市, Assistance with lost or stolen card, 及旅游福利. 了解更多.
We calculate your monthly charges based on your balance and your annual percentage rate (APR). If you pay your card off in full each month, you won’t be charged interest.
If you don’t pay your card off in full each month, you will be charged interest. Even though your APR is a percentage expressed in terms of a year, it is also used to calculate charges for a single month.
When you carry a balance and don’t pay off your card in full, you’ll be charged interest based on the annual rate but calculated in terms of how long you’ve carried that balance.
The 纯粹的万事达卡 is great if you’re looking for a low rate because you might need to carry a balance. We have other cards that offer perks like 奖励 Points. If you’d like help deciding, meet with someone in the Patelco 虚拟分支™. They are available for immediate service and appointments during business hours.
The Patelco 纯粹的万事达卡 信用卡 gives you a smart and easy way to pay.
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1 APR=Annual Percentage Rate. Variable APR as of 09/26/2023. Rate adjusts monthly and equals prime rate for previous month plus a margin range based on credit worthiness. Applies to Purchases and Balance Transfers.
2 Patelco runs a "soft" credit pull to create your personalized credit card offer, all without affecting your credit score. If you then submit a credit card application, we will request your full credit report (also known as a “hard” credit pull) from one or more credit reporting agencies, and this can affect your credit score.
